Klarna discloses the exact frequency, number, and amount of payments to the Customer at checkout. (b) Slice It in X: a Klarna Payment Option that enables Customers to split the payment related to the purchase of Your goods or services into a number of substantially equal payments to Klarna ('Slice It in X'). (a) Deferred Payment: a Klarna Payment Option that enables Customers to defer payment for the purchase of Your goods or services for a specified period of time, subject to the terms and conditions of the Agreement ('Deferred Payment'). Through Klarna Payments, Klarna may, on a transaction-by-transaction basis and in its sole discretion, offer Customers the following Klarna Payment Option(s) as selected by You:

You may only enable the Klarna Payment Options and related services (collectively, and as used in the GTC, the 'Services') in Authorized Store(s) in the United States. The Klarna Payment Options may include options offered by third parties, such as debit cards, credit cards, ACH or other means of bank transfer ('Third Party Payment Options'). Through this Merchant Agreement and Merchant's partnership with Stripe, You may enable Your customers ('Customers') to pay for goods and services via the products offered by Klarna as described in Section 2 below (the 'Klarna Payment Options'), and integrate into Your online store(s) and other sales channels the parties may from time to time agree upon in writing (each, an 'Authorized Store'). Klarna Payments is a payment method that enables end customers to use various payment options, including direct payments, pay after delivery options and installment plans ('Klarna Payments'). Klarna is a provider of proprietary payment options for online stores and other agreed sales channels.

In the case of any discrepancy or inconsistency with the GTC or other incorporated document, this Merchant Services Agreement shall control.

By using Klarna on Your Stripe account, You agree to comply with the following terms in Your use of Klarna. This Klarna Merchant Services Agreement, together with the Klarna General Terms and ConditionsВ (the 'GTC'), and any other attachments, schedules, exhibits, appendices, guidelines and other documents incorporated herein or therein by reference or that the parties may execute from time to time during the Term (collectively, the 'Merchant Agreement'), is made by and between you ('You,' 'Your' or 'Merchant') and Klarna Inc., a Delaware corporation, with its principal place of business at 629 N. The following terms are applicable when you offer Klarna services to Customers located in the United States. Klarna Merchant Services Agreement - United States Please see the Stripe Klarna DocsВ for terms applicable to you if you are located in supported European countries. TheВ Klarna Master Services Agreement - USВ applies if you are located in the United States. The terms applicable to your use of Klarna services depend upon your location.

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